Points
As you level you will earn points. These will vary depending on what you are. Humans, do not get any unless they are hunters. Garou earn gnoiss, Vampires Earn blood points.
This are points that can be spent towards gifts. Their cost is as follows;
First level in any gift/ displine costs 2 points some will cost 3 or 4 it all depends on the gift.
Second level will cost 2 to earn
Third level will cost 4 points
Fourth level will cost 6
Fifth level will cost 10
and For hunters 6th level will run you 15
Some gifts or some levels of gifts could require other things in order to aquire them. Such as Bringing the Elder Toreador a wonderously beautiful thing to learn level 5 presence or a garou needing Claith to get their gifts.
More points can be earned through forum rps and through DM events.
Energy
Energy is the power you are using as a supernatual being to weild engeries of magical means.
For people who cast spells this is applying to you.
To cast a spell you will have to have wyld energy, vis, or blood to cast the spells. Nothing truely comes for free in the World of Darkness.